sers vs pers

In the case of the SERS spectra, it is not solely the vibrational modes of the molecule that are being probed, but the sample as adsorbed to the substrate. When the incident light in the experiment strikes the surface, localized surface plasmons are excited. They are available to most, but not all, public sector employees. See Plan Definition. I am working and will be 60. = In the SERS defined benefit pension plan, your benefit is defined by a calculation that considers your years of service and salary. �� Adobe d� �� C A: By law, all non-teaching employees of Ohio’s boards of education, school districts, vocational and technical schools, community schools, and community colleges are required to contribute to SERS. Service credit in a defined benefit plan with Ohio Public Employees Retirement System (OPERS) and the School Employees Retirement System (SERS) can be combined with STRS Ohio service credit at the time you retire. SERS offers two types of service retirement: unreduced service retirement and early service retirement with reduced benefits. SERS combined with plasmonic sensing can be used for high-sensitivity and quantitative analysis of small molecules in human biofluids,[51] quantitative detection of biomolecular interaction,[52] and to study redox processes at the single molecule level. {�{��D��{I�]�W��)�=N�Noؘ(v>. p ω That answer sounds confusing, but being dual eligible means you contributed to both the state-based program and the federal one. School Employees’ Retirement System (SERS) Not sure which plan you’re in? [1] The enhancement factor can be as much as 1010 to 1011,[2][3] which means the technique may detect single molecules. 1981: Act 66 signed, establishing the Public Employee Retirement Study Commission to study public employee retirement and pension systems. [17] Platinum and palladium nanostructures also display plasmon resonance within visible and NIR frequencies. Retirement System (PERS), State Teachers Retirement System (STRS), and School Employees Retirement System (SERS). There are two primary theories and while their mechanisms differ substantially, distinguishing them experimentally has not been straightforward. Eligibility for retirement through SERS is not the same as eligibility for Social Security. Since Joe is employed with the school district on September 1, 2000, his PERS service is moved to SERS service. Yunan – Pers Savaşları, (sıklıkla Pers Savaşları olarak da geçer), Ahameniş İmparatorluğu (Pers İmparatorluğu) ile Yunan kent devletleri arasında MÖ 499 ile MÖ 449 arasında gerçekleşen bir dizi muharebedir. PERS has approximately 58,865 active members and approximately 27,568 retirees receiving annuity benefits. {\displaystyle \omega =\omega _{p}/{\sqrt {3}}} HDB SERS Benefits. The field enhancement is greatest when the plasmon frequency, ωp, is in resonance with the radiation ( Combining STRS Ohio/OPERS/SERS Service. In 2012 SERS went into partnership with the leading engineering firm FULCRUM to perform projects abroad. When the particle size approaches a few atoms, the definition of a plasmon does not hold, as there must be a large collection of electrons to oscillate together. from Department of Retirement Systems PRO . Reasonable moving expenses (determined by HDB). For this match, the initial Asian Handicap is El Merrikh-. Your benefit grows each year based on an annual benefit accrual rate and, when you retire, is paid to you in equal monthly payments for your lifetime. This general info table below illustrates best the game details about the upcoming clash. How will the SERS contributions be calculated since I will be retiring under OPERS? [43][44], SERS can be used to target specific DNA and RNA sequences using a combination of gold and silver nanoparticles and Raman-active dyes, such as Cy3. Also, my SERS does not show up in OPERS even though they have proof of it. [43] Early detection of pancreatic cancer biomarkers was accomplished using SERS-based immunoassay approach. Visible and near-infrared radiation (NIR) are used to excite Raman modes. The GPO applies to any SERS retiree who first became eligible to retire from SERS after July, 1, 1983. Retiring from Plan 2: PERS, SERS or TRS. [6] This initial publication has been cited over 4000 times. Finally! Copper's absorption spectrum also falls within the range acceptable for SERS experiments. *:JZjz�� ? In particular, the enhancement is huge for species adsorbing the metal surface due to the high-intensity charge transfers from the metal surface with wide band to the adsorbing species. We manage the largest public pension fund in the US. My pay with OPERS is considerably higher than with SERS and I am eligible to retire now, but reduced. If you’re already a member of PERS 1, and you’re ready to begin planning your retirement from UW, see preparing to retire from PERS 1. If you are signed up for GovDelivery, PERS' email communication tool , information will come from OregonPERS@public.govdelivery. 5 years of service. SERS Grant (up to $30,000) to pay for replacement flat. for spherical particles). predict the type of disease and critical biomarkers and increase the chance of diagnosis between diseases with similar biomarkers (PC, OVC, and pancreatitis). The Public Employees’ Retirement System (PERS) 1 retirement plan is closed to new members. [24][25] Two dimensional silicon nanopillars decorated with silver have also been used to create SERS active substrates. The SERS bands are also noticeably broader than the normal Raman bands. The modes observed in any spectroscopic experiment are dictated by the symmetry of the molecules and are usually summarized by Selection rules. The SERS effect is so pronounced because the field enhancement occurs twice. SERS provides retirement security for Ohio’s non-teaching school employees, including administrative assistants, bus drivers, food service workers, librarians, maintenance personnel, teacher aides, and treasurers. [9], The exact mechanism of the enhancement effect of SERS is still a matter of debate in the literature. Disability Benefits Handbook January Opportunity to Transfer from Plan 2 to Plan 3 Plan Choice Recovery of Withdrawn or Optional Service Credit Retirement Planning FAQs My Plan 2 Account […] 3) (şahsi görüşüme göre) dünya kültürüne katkıları: pers < osmanlı < roma 4) imparatorluğun ömrü : pers < osmanlı < roma ayrıca yine şahsi görüşüme dayanarak söylüyorum ki, aralarında en demokratik, en yaşanılabilir olanı da roma imparatorluğudur. The electromagnetic theory proposes the excitation of localized surface plasmons, while the chemical theory proposes the formation of charge-transfer complexes. TERS. ! Conversion from PERS to SERS. [15], The enhancement is not equal for all frequencies. You're at the mercy of PA legislature ultimately. The Public Employees’ Retirement System of Mississippi could soon ask taxpayers to increase their contribution to the pensions of state and local employees for the second time in two years. In some experiments, it is possible to determine the orientation of adsorption to the surface from the SERS spectrum, as different modes will be present depending on how the symmetry is modified.[56]. Silver and gold are typical metals for SERS experiments because their plasmon resonance frequencies fall within these wavelength ranges, providing maximal enhancement for visible and NIR light. proposed an electromagnetic effect, while Albrecht and Creighton[8] School Employees Retirement System of Ohio. “SERS is a very limited scheme. In the United States, public sector pensions are offered at the federal, state, and local levels of government. [4][5], SERS from pyridine adsorbed on electrochemically roughened silver was first observed by Martin Fleischmann, Patrick J. Hendra and A. James McQuillan at the Department of Chemistry at the University of Southampton, UK in 1973. Overall, PERS 2 gave me $200,000 more over the life of my retirement than did PERS 3. How your plan works. Pension Plan: Just the Facts When molecules are adsorbed to a surface, the symmetry of the system can change, slightly modifying the symmetry of the molecule, which can lead to differences in mode selection. Why would I choose PERS 3 then? Call Social Security toll-free at 800-772-1213 for additional information. SERS enables new applications, such as the analysis of low concentrations and diagnostic information. [53], SERS-based immunoassays can be used for detection of low-abundance biomarkers. In this video I break down how the plan 2 pension works for Washington state employees. [18], Resonance Raman spectroscopy explains the huge enhancement of Raman scattering intensity. In the SERS defined benefit pension plan, your benefit is defined by a calculation that considers your years of service and salary. SERS-FULCRUM now has a staff of 160 and has carried out projects in Spain, Peru, Haiti, Ecuador, Mexico, Turkey and Argentina. SERS, TRS, and PERS Plan 2 members who meet the January window eligibility criteria for the annual January window opportunity to transfer to Plan 3. After a member designates the lump sum, the retirement systems are to determine the amount of the remainder of the benefit. proposed a charge-transfer effect. Thus modes that would normally appear only in the infrared spectrum of the free molecule can appear in the SERS spectrum. Which plan is better? Planning. With TIAA-CREF, whenever you decide (if you decide) to leave PSU you can take your 9.29% employer contribution with you. Husband will be 62 and will collect as he has been laid off for 7 years getting sporadic work. Ohio residents can receive both SERS benefits and Social Security benefits if they qualify for both. [36][37][38], The shape and size of the metal nanoparticles strongly affect the strength of the enhancement because these factors influence the ratio of absorption and scattering events. As only the dipole transition leads to Raman scattering, the higher-order transitions will cause a decrease in the overall efficiency of the enhancement. Q: Who is considered an SERS member? It is because of this requirement that roughened surfaces or arrangements of nanoparticles are typically employed in SERS experiments as these surfaces provide an area on which these localized collective oscillations can occur. [26] The most common metals used for plasmonic surfaces are silver and gold; however, aluminium has recently been explored as an alternative plasmonic material, because its plasmon band is in the UV region, contrary to silver and gold. �X�U��S�a�]��̾�4:y��>�3�]tw�WF�=5�_e�8c�^�׼�6�� o��?��G}�tn��]u�[c�=��-{˃a��-�� >�3�]tw�WF�=5�_e�8c�^�׼�6�� o��e�{C�AH �!vL��hsH �.ɖ5�i � ��OY�v�rs~��C��i`. This does include surviving spouses qualifying on … At each stage the electric field is enhanced as E2, for a total enhancement of E4. On the 08 February 2021 at 12:30 UTC meet Al Merreikh vs Sers Elyan in Egypt in a game that we all expect to be very interesting. ω The average of Goals For is 0.8 per match and the average of Goals Against is 1 per match. My time with SERS is less but over 3 years. I plan to spend more between the age 60 to 70 to travel, and I have the flexibility to take larger distributions under PERS 3. The obvious advantage of SERS is the enhancement of the signal, which sometimes cannot even be measured by classical Raman spectroscopy because of the low concentration of the analyte. [43] A SERS-base multiplex protein biomarker detection platform in a microfluidic chip is used to detect several protein biomarkers to [28] In the current decade, it has been recognized that the cost of SERS substrates must be reduced in order to become a commonly used analytical chemistry measurement technique. Washington DRS Plan 2 Pension explained. While the first experiments were performed on electrochemically roughened silver,[6] now surfaces are often prepared using a distribution of metal nanoparticles on the surface[22] as well as using lithography[23] or porous silicon as a support. The dipolar term contributes to the plasmon oscillations, which leads to the enhancement. We have gone through much of our saving to make ends meet and I'm not sure what we can do. How Your PERS, STRS, or SERS Effects Social Security. If you work under Ohio Public Employees Retirement System (OPERS) or State Teachers Retirement System (STRS) in addition to SERS, you might be able to retire from the highest paying position and continue in the lower-paying job. And even then remember, SERS isn't a sure thing. In 1977, two groups independently noted that the concentration of scattering species could not account for the enhanced signal and each proposed a mechanism for the observed enhancement. [55], One common way in which selection rules are modified arises from the fact that many molecules that have a center of symmetry lose that feature when adsorbed to a surface. The reduction will … Division grp. PERS or SERS: Every eight hours you work in a month — up to 160 hours; TRS: Every seven hours you work in a month — up to 140 hours; If the reduction is more than your monthly benefit, the excess will be taken from the next month’s payment. The percentage numbers show the games with specific stats compared to the total games played by each team. Get the best Sers Elyan vs. Sherben picks for 2. • Creates an option of having a survivor benefit consist of a lump sum and a reduced monthly payment for surviving spouses and designated beneficiaries of former PERS, STRS, and SERS members. This is "Plan 3: PERS, SERS, TRS" by Department of Retirement Systems on Vimeo, the home for high quality videos and the people who love them. A: By law, all non-teaching employees of Ohio’s boards of education, school districts, vocational and technical schools, community schools, and community colleges are required to contribute to SERS. SERS functions as both a pension fund and a disability insurance program. As a Plan 2 or Plan 3 member of the Public Employees’ Retirement System (PERS), School Employees’ Retirement System (SERS) or Teachers’ Retirement System (TRS), you have the option to retire early and begin receiving a monthly benefit once you meet the minimum service requirements. Surface-enhanced Raman spectroscopy or surface-enhanced Raman scattering (SERS) is a surface-sensitive technique that enhances Raman scattering by molecules adsorbed on rough metal surfaces or by nanostructures such as plasmonic-magnetic silica nanotubes. He noted then that only 4% of HDB flats had been identified for SERS since the programme was launched in 1995. They've had decent returns past few years too. To when Ariana Grande borrowed a hook from an old N Sync song, and most kids don’t even know. PUBLIC EMPLOYEES RETIREMENT SYSTEM DEFINED Their theories are still accepted as explaining the SERS effect. ��+�RI$�I'+�ݑci��>�ZrN�'+�ݑci��>�ZrN�'+�ݑci��>�ZrN��l��O�uU�VG[-$}�EX��#�� w�l'�G:��+#��>�"�P{�� H��?��_�n��Ii�V(=� H� �G�ARoG��JNg]�� z]7�$k�� z?��Rs:�'Hn��#_��4|�� GR��q:Cu�M�� d��Ϩ5�܏�� f^ϸ1��}@��6�}e��'k2�}��l��i�#�/_�-i;Y��kd�eg�>��.��j��6��[��48��4�$D�?��Yu��W^��׹��Nر�H"$HY��t>�˭�� Z��>��"vō"@�"B��}\��z��}z�3��w��}\��z��}z�3��w��}\��z��}z�3��w��$�m {�z[��@��TG��'D{iݛ��o�Gw2�"�>��`�� :#�H�ޖ�}";��,h��t��Һ�r�nMyT;��g_�|��:GZ�]k �}7&��3��>Et�#�t��ܾ��^U��"�+��+�RI$�I$�_��+�V��] �P�ߛ�r��\?�� `}g�݅��E ��G(��O��Z;��] �P�ߛ�r��\?�� s��}[�sΫ3:��qzEG�zCD�[��v��.q��O�`��y�fg^]n/H��Hh�K��t��3�3��l��:��˭�� Io�B;��N�p��zŽ�� R�0m{q��9��V��e�h$H+A�W�[��Q�O��~E,�s׷�c�\5k��ZF�D��zŽ�� R�0m{q��9��V��e�h$H+��|�s�q�*W�S-n��4? 3 years ago. [48][49][50] Both his 5 years of service with the school district and his 10 years of service with the county are moved to SERS. The member’s monthly SERS benefit would be reduced to $1,774.38, because the Social Security benefit of $1,000 per month would begin. You bet either over or under the goal-line. The employer (UW) contributes to a portion of the plan that has a defined benefit (1 percent times the years of service, times the average final compensation). The Public Employees’ Retirement System Plan 3 (PERS 3) is a two-part, hybrid retirement plan that combines a traditional pension plan, where your receive a defined benefit at retirement, with investment options that work like a typical retirement plan, such as a 401(k). This video includes an overview of your plan, benefit calculations, service credit, eligibility requirements, retire/rehire rules, online account access and several options available to you at retirement. The Raman signal is then further magnified by the surface due to the same mechanism that excited the incident light, resulting in a greater increase in the total output. Where the total number of … com. PERS 3 has features of both a defined- benefit and defined-contribution plan. The gold nanoparticles facilitate the formation of a silver coating on the dye-labeled regions of DNA or RNA, allowing SERS to be performed. [42], SERS substrates are used to detect the presence of low-abundance biomolecules, and can therefore detect proteins in bodily fluids. Research in 2015 on a more powerful extension of the SERS technique called SLIPSERS (Slippery Liquid-Infused Porous SERS)[11] has further supported the EM theory. If you have service with Ohio's State Teachers Retirement System (STRS) or School Employees Retirement System (SERS), the Traditional Pension Plan is the only plan that allows you to combine non-concurrent service credit in order to receive a larger retirement benefit or to retire earlier. Hence, we may also observe some peaks in a SERS spectrum that can be attributed purely to the substrate. This has several potential applications: For example, Cao et al. This software is not intended for use by members with intermittent work patterns or by members who earn less than 6 … TERS uses a metallic-coated tip—typically on a scanning probe / atomic force microscope—to enhance the Raman signal from molecules within a few nanometres of the tip. The Pennsylvania State Employees' Retirement System manages the pension benefits of approximately 239,000 employees and retirees for 102 public sector employers. PERS Plan 2 vs Plan 3. Xu, X., Li, H., Hasan, D., Ruoff, R. S., Wang, A. X. and Fan, D. L. (2013), Learn how and when to remove this template message, Near-Field Enhanced Plasmonic-Magnetic Bifunctional Nanotubes for Single Cell Bioanalysis, "Technical Highlights. In STRS, it is based on the member's single lifetime benefit. Specific single nucleotide polymorphisms (SNP) can be identified using this technique. Such substrates can be fabricated on a wafer scale and label-free superresolution microscopy has also been demonstrated using the fluctuations of surface enhanced Raman scattering signal on such highly uniform, high-performance plasmonic metasurfaces. Don't miss the most important football matches while navigating as usual through the pages of your choice. In 2017, SERS paid about $3.3 billion in benefits and managed $29.7 billion in assets. Service credit in a defined benefit plan with Ohio Public Employees Retirement System ( OPERS) and the School Employees Retirement System ( SERS) can be combined with STRS Ohio service credit at the time you retire. Both teams try to perform well in Second League. For those frequencies for which the Raman signal is only slightly shifted from the incident light, both the incident laser light and the Raman signal can be near resonance with the plasmon frequency, leading to the E4 enhancement. PERS 3; PERS 3 retirement plan. Employer and employee contributed, employee currently at 6.12% but subject to change based on the funding needs of the pension. Wydad Sers vs Progrès Sakiet Eddaïer kadrolar - maç bilgisi, maç raporu, kadrolar, iddaa oranları ve daha fazlası. When the frequency shift is large, the incident light and the Raman signal cannot both be on resonance with ωp, thus the enhancement at both stages cannot be maximal. a !1AQa"q�2��B#$Rb34�r�C%�S��cs5��&D�TdE£t6�U�e��u��F'��Vfv��7GWgw��(8HXhx�� )9IYiy�� You must have distinct salaries or individual contracts, or work for more than one SERS employer to do this. I also contributed to SERS. Which plan is better? PERS is funded by employee and employer contributions. This is per month and paid out upon reaching age 65 until death. [12], The increase in intensity of the Raman signal for adsorbates on particular surfaces occurs because of an enhancement in the electric field provided by the surface. Free betting picks posted by the bettingexpert community View up to date information on Illinois Covid-19 vaccine plan and vaccination eligibility from the State of Illinois Coronavirus Response Site [54], The term surface enhanced Raman spectroscopy implies that it provides the same information that traditional Raman spectroscopy does, simply with a greatly enhanced signal. The 40th Anniversary of the first observation of the SERS effect has been marked by the Royal Society of Chemistry by the award of a National Chemical Landmark plaque to the University of Southampton. You contributed 6.25% of every paycheck to SERS, which has been credited with 4% annually. [27] Hence, there is great interest in using aluminium for UV SERS. Your benefit grows each year based on an annual benefit accrual rate and, when you retire, is paid to you in equal monthly payments for your lifetime. The School Employees Retirement System of Ohio (SERS) is a qualified governmental plan under sections 401(a) and 414(d) of the Internal Revenue Code of 1986. For the last 4 matches, Sers Elyan got 1 win, 2 lost and 1 draw with 3 Goals For and 4 Goals Against. SERS: Materials, applications, and the future The first observations of the Raman spectra of pyridine on roughened silver were made in 19741; however, at this time the authors did not recognize that these spectra were due to any unusual, enhanced, or new phenomena. The member’s combined monthly benefit would still total $2,774.38. Intermolecular and intramolecular charge transfers significantly enhance Raman spectrum peaks. In order for scattering to occur, the plasmon oscillations must be perpendicular to the surface; if they are in-plane with the surface, no scattering will occur. ADVERTISEMENT. The table below shows the extended goals stats for Sers Elyan and Suez. The match of El Merrikh vs Sers Elyan in Egypt Division 2 is started at 2021-2-8 20:30. CalPERS builds retirement and health security for California state, school, and public agency members. Here is a side by side comparison plus some added benefits that make each plan unique. It has, however, surprisingly also been shown to have a large enhancement in the infrared, which is not fully understood. Wydad Sers vs Progrès Sakiet Eddaïer, 30.11.2016 maç bilgisi - maç raporu, kadrolar, iddaa bilgisi ve daha fazlası. "��>��lʁ�T�[�C��Oȯg�ϧ;2�Ey2��sA�*�X�U��S�a�]��̾�4:y��u��^��:��cC�� Kaynaklar / Ders Notu: Aşağıdaki kitaplar NKU kütüphanede var, ancak bir kişi aldığında kimse ulaşamayacağından, kitaplar rezerv bölümünde.Kaynaklara nasıl ulasacaginiz konusu (orjinal satın alma, kütüphaneden kullanma, kütüphanede scanleme (tarama), üst sınıflardan isteme vs. ) sizin sorumlulugunuzdadır. Rufus Ritchie, of Oak Ridge National Laboratory's Health Sciences Research Division, predicted the existence of the surface plasmon. report that gene sequences for HIV, Ebola, Hepatitis, and Bacillus Anthracis can be uniquely identified using this technique. The chemical theory is based on resonance Raman spectroscopy,[10] in which the frequency coincidence (or resonance) of the incident photon energy and electron transition greatly enhances Raman scattering intensity. Al Merreikh vs Sers Elyan Total Goals (Over / Under) The total goals or goal-line is the number of goals that we think will be scored in total in a particular match in normal time 90 minutes, excluding extra-times. This technology has been utilized to detect urea and blood plasma label free in human serum and may become the next generation in cancer detection and screening. Jason Demland August 3, 2017 If you have a pension through work for the state, then your dealings with social security won’t be as straight forward as many other folks. For example, antibodies and gold particles can be used to quantify proteins in serum with high sensitivity and specificity. / The member’s monthly SERS benefit would be $2,323.50, and increase 3% each year to $2,774.38 per month by age 66. While the spectra of most SERS experiments are similar to the non-surface enhanced spectra, there are often differences in the number of modes present. The rate of Over Goals is 75%; The rate of Handicap Win is 38%; The rate of win is 25%; The average of corners is 5 per match and the rate of Over Corners is -. An ideal SERS substrate must possess high uniformity and high field enhancement. The Public Employees Retirement System (PERS) was established on July 1, 1961 for the purpose of providing retirement benefits for employees of the State and other political subdivisions. Call 888-320-737 7 to talk with a PERS Member Services representative (M-F, 8:30 a.m. - 5 p.m.). The Public Employees’ Retirement System of Mississippi (PERS) p roudly serves the state of Mississippi by providing retirement benefits for individuals working in state government, public schools, universities, community colleges, municipalities, counties, the Legislature, highway patrol, and other such public entities. You’ll need to be aware of the Windfall Elimination Provision and the Government Pension Offset. Plan 2 Membership established on or after October 1, 1977 [full plan definition]. For the last 7 matches, El Merrikh got 2 win, 3 lost and 2 draw with 10 Goals For and 14 Goals Against. "(($#$% '+++,.3332-3333333333�� p q �� Q: Do contracted services need to contribute to SERS? Everything you need to know about the Egypt Second Division match between Sers Elyan and El Sekka El Hadid (15 January 2021): Summary, Stats, Lineups and Scores - Besoccer. The SERS effect is highly localized ( the electrical field normal to the surface), therefore, only a signal from part of the molecule, close to the substrate, will be enhanced. [13] SERS enhancement can occur even when an excited molecule is relatively far apart from the surface which hosts metallic nanoparticles enabling surface plasmon phenomena. Given the choice to purchase a new subsidised 99-year lease flat from a designated replacement site nearby. First, the field enhancement magnifies the intensity of incident light, which will excite the Raman modes of the molecule being studied, therefore increasing the signal of the Raman scattering. 5. Prime Minister Lee Hsien Loong addressed the concern of the declining lease on HDB flats in his National Day Rally speech on Aug 19. 8 0 obj << /Length 9 0 R /Filter /FlateDecode >> stream SERS is a leading consulting engineering firm in the field of transport, water-environment and urban infrastructure. [39][40] There is an ideal size for these particles, and an ideal surface thickness for each experiment. [14], The light incident on the surface can excite a variety of phenomena in the surface, yet the complexity of this situation can be minimized by surfaces with features much smaller than the wavelength of the light, as only the dipolar contribution will be recognized by the system. View up to date information on Illinois Covid-19 vaccine plan and vaccination eligibility from the State of Illinois Coronavirus Response Site [15] [29] To meet this need, plasmonic paper has experienced widespread attention in the field, with highly sensitive SERS substrates being formed through approaches such as soaking,[30][31][32] in-situ synthesis,[33][34] screen printing[35] and inkjet printing. Plan 2 vs Plan 3. If you have been employed in a job covered by the State Teachers Retirement System (STRS) or the Ohio Public Employees Retirement System (OPERS) as well as in a job covered by SERS, at retirement you may retire separately from each of the systems if you are eligible or you may combine your service credit and accounts in all the systems to receive one benefit.

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